ProjectClue.com We're Ready, Call Us

(+234) 07030248044

NIGERIAN BANKS EFFICIENCY PERFORMANCE:APOST 2004 BANKING REFORMS EVALUATION

MBA-MSC-PGD THESIS RESEARCH UNDERGRADUATE PROJECT TOPICS, RESEARCH WORKS AND MATERIALS

147 people found this post useful


ABSTRACT

This study investigated the Nigerian Banks’ Efficiency Performance. The period studied was 2005-2009.In addition to the above, the extent of the effect of the bank’s fixed assets, operating expenses and total deposit on their efficiency was investigated. The effect of the bank’s efficiency on their profitability was also examined. In recent years emphasis is now on using frontier analysis methods in measuring bank efficiency instead of using financial ratios .

In frontier analysis, the institutions that perform better relative to a particular standard are separated from those that perform poorly. Such separation is done either by applying a parametric or non parametric frontier analysis to firms within the financial services industry.This study employed the Non parametric Data Envelopment Analysis (DEA)under the assumptions of Constant return to scale (CRS),Variable Return to Scale (VRS) and Scale Efficiency(SE) to estimate the efficiency scores of the banks .A bank with a score of 1 is efficient, while a score below 1 means the bank is inefficient. The tests of the four hypotheses were carried out using Vector autoregressive Analysis (VAR). The findings of the study revealed that GTB was the most efficient bank and it has the least reduction in inputs (4.93%) needed to produce the same amount of output. Moreover it remained efficient throughout the years 2006-2009.Overall, the worst performers are Unity bank, Afribank and UBA. Also the banks did not achieve full efficiency under the CRS, VRS and SE in any of the five years. The findings on the hypothesis tested revealed that fixed assets have a negati ve relationship with efficiency, operating expenses has no long run relationship with the efficiency variable and total deposit does not affect efficiency. Lastly, efficiency has a positive significant relationship with profitability. This study therefore recommend that the banks that are not efficient should study the operations of GTB the best performer to see if could be adopted to improve their efficiency and the banks should moderate their use of inputs as they could have used fewer amount of inputs to achieve the same level of output. Finally, the acquisition of fixed assets should be reasonable. This is to prevent it from reaching a point where it will impact negatively on the bank’s efficiency.

Get the complete project »

OTHER SIMILAR MBA-MSC-PGD Thesis research PROJECTS AND MATERIALS

ACCOUNTING INFORMATION, STOCK MARKET GROWTH AND THE NIGERIAN ECONOMY

 Format: MS WORD ::   Chapters: 1-5 ::   Pages: 71 ::   Attributes: Secondary data, Data Analysis,Abstract  ::   138 engagements

Abstract Adequate accounting information is essential for the efficient functioning of capital markets and by extension economic growth of a nation. The development of stock market is dependent on th...Continue reading »

AN ASSESSMENT OF CORPORATE GOVERNANCE AND FIRM PERFORMANCE: EMPIRICAL EVIDENCE FROM SELECTED LISTED COMPANIES IN NIGERIA

 Format: MS WORD ::   Chapters: 1-5 ::   Pages: 84 ::   Attributes: Secondary data, Data Analysis,Abstract  ::   156 engagements

ABSTRACT This study investigates the relationship that exists between corporate governance and firm performance of some selected companies listed on the Nigerian Stock Exchange. The intent of the stu...Continue reading »

IMPACT OF AUTOMATED ACCOUNTING SYSTEM ON PAYROLL PREPARATION IN SOME SELECTED LARGE ORGANISATIONS

 Format: MS WORD ::   Chapters: 1-5 ::   Pages: 93 ::   Attributes: Questionnaire, Data Analysis,Abstract  ::   153 engagements

ABSTRACT This research project is aimed at studying the impact of automated accounting system on the payroll preparation in large organisations selected from both Lagos and Ota. In an attempt to stu...Continue reading »

AN EVALUATION OF SHARE PRICE DETERMINATION AND CORPORATE FIRM CHARACTERISTICS

 Format: MS WORD ::   Chapters: 1-5 ::   Pages: 112 ::   Attributes: Secondary data, Data Analysis,Abstract  ::   134 engagements

ABSTRACT At the close of 2009 the total market value of 266 securities listed on the Nigerian Stock market dropped by 26.5% resulting mainly from share price losses. In effect the crux of this work w...Continue reading »

THE AUDIT EXPECTATION GAP IN NIGERIA

 Format: MS WORD ::   Chapters: 1-5 ::   Pages: 167 ::   Attributes: Questionnaire, Data Analysis,Abstract  ::   256 engagements

ABSTRACT The purpose of this study is to highlight factors contributing to the audit expectation gap in Nigeria. The audit expectation gap is the difference in perception between auditors and users o...Continue reading »

AN ANALYSIS OF THE EFFECTS OF SELECTED HUMAN RESOURCE MANAGEMENT PRACTICES ON THE CORPORATE PERFORMANCE OF GLAXOSMITHKLINE, AGBARA, OGUN STATE, NIGERIA

 Format: MS WORD ::   Chapters: 1-5 ::   Pages: 63 ::   Attributes: Questionnaire, Data Analysis,Abstract  ::   145 engagements

CHAPTER ONE GENERAL INTRODUCTION BACKGROUND OF THE STUDY Contemporary organizations are constantly confronting pressures to improve service and productivity. The precariousness of the external work...Continue reading »

What are looking for today?

WHAT OUR CUSTOMERS ARE SAYING:
  • 1. Abdoulrasheed Tapheeda from Taraba State University,Jalingo said "The Project Clue owe me a Tribute Respect, because of the nature of their work and delivery system. I recommend this site for any undergraduate due to the quality and fast delivery system of their work. Thanks".
    Rating: Excellent
  • 2. Sam Seyil from Federal Uni Agric. Markudi said "I had a wonderful experience using ProjectClue, they delivered not only on time, but the content had good quality. I recommend ProjectClue for any project research work.".
    Rating: Excellent
  • 3. Eval, Effa A. from University of Calabar (Unical) said "It was a wonderful experience using projectClue, it really helped me in carrying out a Term paper research NGP.".
    Rating: Good
  • 4. Abimbola Bisola from Obafemi Awolowo University said "Thanks a million times for giving me a quality research project. not only have i defended i was commended by my supervisor. You guys are the best; Project clue".
    Rating: Very Good
  • 5. Da Boss from Unilag said " projectclue.com is a blessing to Nigerian students. My job was delivered not only on time, they deliver high quality job. You guys exceeded my expectations".
    Rating: Very Good
  • 6. Denis Okalu from College of Education said "Great delivery. Una dey try wella!!!".
    Rating: Excellent